Let’s say you focus on purchasing a fourplex apartment every two years. This four-family apartment building cashflows $200 a door, including professional management.
The low down payment FHA owner-occupied loans come with a lot of fees. They also come with many terms and conditions that restrict lending.
This model works really well not because it is focused on the cost reduction of your living expense but on acquiring quality assets using mortgage products. It is a real portfolio builder.